Commercial insurance is designed to protect businesses, properties, and assets against financial risks. From fire and theft to legal liabilities, these policies ensure business continuity by covering unexpected expenses. Whether you run a retail store, warehouse, or factory, having the right coverage minimizes financial risks and secures long-term stability.
Protects property, machinery, and inventory from risks like fire, theft, and natural disasters.
Covers financial losses due to operational disruptions, helping businesses recover quickly.
Shields businesses from claims related to bodily injuries, property damage, or legal disputes.
Certain insurance policies are legally required for businesses to operate safely and avoid penalties.
Protects businesses from unexpected legal expenses due to customer or employee claims.
Allows business owners to focus on growth without worrying about unforeseen risks.
Notify your insurer immediately in case of loss or damage. Provide basic details of the incident.
Submit claim forms, invoices, damage reports, FIR (if applicable), and proof of loss.
An insurer-appointed surveyor assesses the damage and verifies the claim details.
Once verified, the insurer processes the claim and compensates based on policy terms.
For asset or business damage, the insurer either reimburses expenses or settles directly with repair/service providers.
Report the incident to your insurance provider as soon as possible.
Provide necessary documents like policy details, loss reports, invoices, and FIR (if required).
Once verified, the insurer processes the claim, ensuring quick compensation for business recovery.